Privacy Policy

Security Of Your Nonpublic Personal Information

The privacy of our customers and members is important to us and we are committed to its protection. We have a tradition of respecting your right to keep personal information private and avoid unwanted solicitations. As required by new federal and state laws, we have developed this privacy policy to inform you of how we handle your personal information.

Categories Of Nonpublic Personal Information Collected and Subject to Disclosure

We collect nonpublic personal information from the following sources:

  • Information we receive on applications or other forms such as names, addresses, and dates of birth. Information about transactions with us, our affiliates or others such as policy numbers and coverage; and
  • Information we receive from consumer and credit reporting agencies such as claim and credit histories.
  • Restrictions On Use Of Information
  • Restrictions on Use By Us

We restrict access to nonpublic personal information about you to those employees, independent contracting agents, and other affiliated entities or individuals who need to know that information to provide products or services to you. Their right to further disclose and use that information is limited by our employee conduct rules, applicable law, and nondisclosure agreements where appropriate. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information.

Restrictions On Use By Others

We do not sell your nonpublic personal information to anyone. We only disclose nonpublic personal information to others as permitted or required by law in conjunction with our normal insurance operations. For example, we may provide limited nonpublic personal information to others to process claims, to underwrite and maintain your insurance, to combat fraud, in response to examination by government agencies, or if required by a court. Any person or entity to whom we release information is prohibited by law and/or contract with us from misusing nonpublic personal information. Because our use of nonpublic personal information is restricted as described above, an opt out provision is not necessary or available.

If you have any comments or concerns regarding our privacy policy, please contact us.